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I wrote a simple Will to ensure that everything passes to my loved ones. That should be enough, shouldn’t it?

We often hear people say that all they want is a simple Will.  There is real danger in that type of thinking.  No doubt, a Will is a crucial piece of the puzzle that makes up your entire estate plan.  It is the safety net which saves the day to ensure that your assets not otherwise accounted for go where you want them to go after you are gone.  However, if you only focus on your Will when you create your estate plan, chances are you are creating more chaos than you might expect.  There are many facets which will determine how your estate is administered.  The Will captures those assets that have not been dealt with after the rest of your estate has already been distributed through other avenues.  Those can include the fulfilment of contractual or other legal obligations entered into during your lifetime which bind your estate and other pipelines which direct the distribution of your assets upon death, such as property held in joint ownership or assets for which beneficiary designations may apply.  All of the pieces of your estate’s puzzle make up your estate plan.  If you estate plan focuses only on your Will but not the rest of the arteries that may impact on the flow of your assets, chances are that your so-called simple Will will not achieve its desired results.  Not taking into account the myriad of other pathways that will direct how your estate is distributed upon your death when writing your Will is quite frankly not looking at the complete picture of your estate plan.  Not doing so can have unforeseen and unwanted effects. 
 
David van der Woerd
David van der Woerd
P: 905.572.5803
dvanderwoerd@rossmcbride.com