Long term disability benefits & COVID

Question: I have health issues as a result of contracting COVID-19. Can I apply for long-term disability benefits?  

Answer: There are a minority of people who will experience ongoing health issues and symptoms as a result of COVID-19. Long-term disability benefits cover both physical and mental/emotional conditions as long as they prevent you from doing your job.  

Long-term disability benefits are designed to cover expenses and treatment while you recover from an illness or disability as long as you meet the specific criteria outlined in your disability policy. If you are prevented from working for a significant period of time due to the virus or complications from the virus, you are likely entitled to disability benefits. if you have access to a disability policy. You are still required to following the normal procedures for disability claims and go through the normal requirements for medical documentation. There is usually a waiting period before you can apply for these benefits. 

Making a successful long-term disability claim is often challenging and may be more so now during the pandemic. Speaking with a disability lawyer and obtaining legal advice can assist you in navigating the system and getting your disability benefits approved.