My application for long-term disability benefits was denied; how can a lawyer help me?
Answer: It is always advisable to hire an experienced disability lawyer to assist you in appealing your denied long-term disability claim.
Lawyers specializing in this area of law understand appeal procedures and can increase the probability of your claim being approved. They can also take the case to court, if necessary.
To qualify under most long-term disability policies, you must prove that you suffer from a total disability during the qualifying period and for the first 24 months or two years.
This often requires obtaining and producing medical documentation and reports detailing the nature and severity of your condition, outlining your total disability and confirming your inability to work.
A lawyer can help you understand the reasons for the denial, such as “insufficient medical evidence” or conditions that do not meet the definition of “total disability.”
A lawyer can assist in responding to these reasons and establishing your entitlement to disability benefits.
There are strict deadlines to meet during the appeal process of a denied long-term disability claim.
Consulting and retaining a long-term disability lawyer promptly after the denial is a crucial first step in the lengthy appeals process.
If your application for benefits is denied or delayed, seeking the assistance of an experienced personal injury lawyer can help you understand your rights and navigate the process.
This article was originally published by The Hamilton Spectator.
